Parchayi.com – Personal Finance Simplified

Recently I read reports that PowerShares plans to introduce an India ETF in the US based on the Halter Index (HXI). However, HXI is not really an India Index. It is an index of ADR’s and companies in the US whose primary business is in India. The index consists of very few components and doesn’t [...]

I have merged several credit cards from the same bank into a single card in the past. It was always done instantly and the merged card had the combined credit limit of both. This was the story, atleast for Citibank, Chase and as far as I remember, Bank of America.
However, with HSBC, it is different. [...]

Bank
Good
Bad
Overall (out of 5)

Citibank
Easy To Use
No Bill Pay, No Automatic Recurring Payments to Card
3

Chase
Very Easy to use (even with multiple accounts), Can setup automatic recurring payments exactly on due date
No Bill Pay
5

Providian
Very Easy to Use, Can setup Automatic payments exactly on due date, Free Credit score updated monthly
No Bill Pay
5

MBNA
Easy to Use, Has Online Bill [...]

I have my account at Scottrade and the India Fund Inc. (IFN) rights got deposited today (instead of last Monday). I called up Scottrade (Richmond) because rights offer subscriptions can only be done on the phone but they can’t do anything about the offer now because ‘it is not in their system yet’.
Last year, unlike [...]

has the highest APY, I have found so far since the Fed last raised rates. 100$ to open and no mimimum balance.

HSBCDirect has raised its rates to 5.05%, while EmigrantDirect has raised them to 5.00%. The other banks from my previous posts have also raised rates.
Amboy has raised them to 5.05% and Presidential Bank has them at  5.12%!!
Enjoy!