Happy New Year!!

Happy New Year to all you readers!

Here is my financial resolution for the year:
Simplify my holdings - Parchayi and me own small amounts of too many funds and stocks. I want to narrow the list down to about 20 by

  1. Merging similar funds together in retirement accounts
  2. Dumping loser stocks - there are some stocks I’m holding that haven’t done anything much for a while and I need to dump them. I plan on waiting until the time is suitable for increasing holdings of stocks that I already own or I find something that should do better in a challenging 2008 investment environment.

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