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	<title>Parchayi.com - Personal Finance Simplified &#187; Mortgage</title>
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	<link>http://www.parchayi.com</link>
	<description>Introduction to Investment, Credit and Personal Finance for Us Regular Joes</description>
	<lastBuildDate>Tue, 20 Sep 2011 20:59:47 +0000</lastBuildDate>
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		<title>Bank of America Mortgage Sucks!</title>
		<link>http://www.parchayi.com/2010/10/18/bank-of-america-mortgage-sucks/</link>
		<comments>http://www.parchayi.com/2010/10/18/bank-of-america-mortgage-sucks/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 15:36:07 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.parchayi.com/?p=352</guid>
		<description><![CDATA[Bank of America recently acquired our mortgage from Everhome. We refinanced with Everhome in July from VHDA. Both VHDA and Everhome let me setup automatic recurring payments and they let me pay until the 15th of the month without any problems. Here is the table of payment options from Bank of America: Mortgage Pay on [...]]]></description>
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		<title>Refinancing Experience, Part 1 (includes some Lender Reviews)</title>
		<link>http://www.parchayi.com/2010/05/23/refinancing-experience-part-1-includes-some-lender-reviews/</link>
		<comments>http://www.parchayi.com/2010/05/23/refinancing-experience-part-1-includes-some-lender-reviews/#comments</comments>
		<pubDate>Sun, 23 May 2010 15:21:51 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Mortgage]]></category>

		<guid isPermaLink="false">http://www.parchayi.com/?p=284</guid>
		<description><![CDATA[On Friday rates dropped to 4.5% for FHA loans and 4.625 for Conventional with 0 points from many lenders as long as you had good credit. However working with lenders is painful. I found lenders from interest.com (owned by bankrate) and I started calling the ones with lowest fees. I actually started on Thursday when [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Comparing Closing Costs</title>
		<link>http://www.parchayi.com/2009/07/16/comparing-closing-costs/</link>
		<comments>http://www.parchayi.com/2009/07/16/comparing-closing-costs/#comments</comments>
		<pubDate>Thu, 16 Jul 2009 14:12:05 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[compare]]></category>
		<category><![CDATA[lenders]]></category>

		<guid isPermaLink="false">http://www.parchayi.com/?p=173</guid>
		<description><![CDATA[So you&#8217;re hunting for a house? You want to make use of the 8000 new home buyer credit? You look at closing costs and you get a shock. You look around for lenders and everyone quotes wildly varying numbers for the same things and you are not sure who to pick or what will actually [...]]]></description>
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