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	<title>Parchayi.com - Personal Finance Simplified &#187; Investing for Retirement</title>
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	<description>Introduction to Investment, Credit and Personal Finance for Us Regular Joes</description>
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		<title>Vanguard Please Stop Nickel and Diming Me</title>
		<link>http://www.parchayi.com/2011/01/14/vanguard-please-stop-nickel-and-diming-me/</link>
		<comments>http://www.parchayi.com/2011/01/14/vanguard-please-stop-nickel-and-diming-me/#comments</comments>
		<pubDate>Fri, 14 Jan 2011 01:43:46 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Investing for Retirement]]></category>
		<category><![CDATA[Fidelity]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[T Rowe Price]]></category>
		<category><![CDATA[University of Virginia]]></category>
		<category><![CDATA[UVA]]></category>
		<category><![CDATA[Vanguard]]></category>

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		<description><![CDATA[I just got this notice from Vanguard in my latest statement: NEW FEE FOR ALL UVA RETIREMENT PLANS Beginning in the first quarter of 2011, participants in all University of Virginia retirement plans will be charged an administrative fee of $12 per year. The fee will be deducted from each account on a quarterly basis. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Interesting Survey from Scottrade + A million bucks</title>
		<link>http://www.parchayi.com/2007/04/04/interesting-survey-from-scottrade-a-million-bucks/</link>
		<comments>http://www.parchayi.com/2007/04/04/interesting-survey-from-scottrade-a-million-bucks/#comments</comments>
		<pubDate>Wed, 04 Apr 2007 14:59:05 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Investing for Retirement]]></category>

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		<description><![CDATA[Over at Yahoo Finance! &#8211; I read this article from Marketwatch &#8211; Young investors heading to the Internet for financial help. If you are in your 20s or 30s and are reading this, you must check it out. After having read that, check out this article from Motley Fool &#8211; one of my favorite finance [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Don&#8217;t have a lot of money? You can still get Mutual Funds without fees!</title>
		<link>http://www.parchayi.com/2006/11/07/dont-have-a-lot-of-money-you-can-still-get-mutual-funds-without-fees/</link>
		<comments>http://www.parchayi.com/2006/11/07/dont-have-a-lot-of-money-you-can-still-get-mutual-funds-without-fees/#comments</comments>
		<pubDate>Tue, 07 Nov 2006 20:19:07 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Investing for Retirement]]></category>

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		<description><![CDATA[Many fund companies make it easy for small investors to invest in Mutual Funds using automatic investment plans, especially for retirement accounts. Generally low balance fees and account maintenance fees are also waived. Automatic Investment plans also have the added benefit of creating a sustainable investment plan and building savings without too much effort. A [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Should I put money in my 401 or IRA?</title>
		<link>http://www.parchayi.com/2006/05/14/should-i-put-money-in-my-401-or-ira/</link>
		<comments>http://www.parchayi.com/2006/05/14/should-i-put-money-in-my-401-or-ira/#comments</comments>
		<pubDate>Sun, 14 May 2006 23:22:59 +0000</pubDate>
		<dc:creator>Sidd</dc:creator>
				<category><![CDATA[Finance and Investing]]></category>
		<category><![CDATA[Investing for Retirement]]></category>

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		<description><![CDATA[This is one of theÂ veryÂ oftenÂ askedÂ questionsÂ onÂ bothÂ mimfÂ andÂ mifp. BasedÂ onÂ commentsÂ on both newsgroups, hereÂ isÂ whatÂ seems to make most sense: ContributeÂ toÂ your 401 upto your employers match (employer match is free money) Invest in IRA upto the maximum limit (because IRA gives more options than 401) Invest in 401 upto the maximum limit]]></description>
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